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In California, it's mandatory for employers to have Workers' Compensation Insurance, as stated in Labor Code Section 3700. This requirement applies to every employer, regardless of the employee's status - be it part-time, temporary, undocumented workers, or even minors.
Whether you're a local employer or an out-of-state business with employees working in California, these regulations are pertinent. Homeowners may also need Workers' Compensation coverage for domestic workers like gardeners or house cleaners under certain circumstances.
As a broker, we assist you in navigating the complexities of finding the right Workers' Compensation insurance quotes. We understand the varied terminology used in searches, such as workman's comp insurance, workman's compensation insurance, and workers comp insurance, and can guide you in selecting the appropriate coverage options for your specific needs in California. Our role is to connect you with the best quotes, ensuring you meet state requirements while providing essential protection for your employees.
How Does Workers' Compensation Insurance Work?
Workers' compensation insurance is a crucial safeguard for both employers and employees, designed to provide coverage in the event of workplace-related illnesses or accidents. It's important to understand that each state, including California, has specific rules and regulations governing workers' compensation to ensure injured employees receive appropriate benefits.
To file a workers' compensation claim, an employee must prove that their injury or illness is directly related to their job duties. Common workplace injuries eligible for workers' comp claims include slips, falls, strains from heavy lifting, or accidents involving machinery operation. Understanding these guidelines helps ensure that both employers and employees are adequately protected under workers' compensation insurance policies.
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Blue Lagoon Insurance Services, LLC. dba BLIS, CA Lic: 0M74955
15303 Ventura Blvd, FL 9, Sherman Oaks, CA 91403
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